Last updated: July 24, 2025
General Disclosure
All Points Financial is not: (1) a creditor as it does not offer, extend, alter, repair, or report credit; (2) a debt settlement or debt management service provider; (3) a law firm or a legal service provider with attorneys; and/or (4) a financial service provider. Rather All Points Financial is an online market lead generator that allows businesses and consumers to match them with service providers with various financial products such as mortgages, auto loans, personal loans, student loans, debt settlement services, debt relief services, or other financial services, etc., fitting their financial needs. All Points Financial does not originate or fund any product it markets; rather it has a network of Partners/affiliates/third-party service providers. You acknowledge that All Points Financial does not work with all lenders, debt relief entities, or other financial or professional service providers, and other offers may exist that do not appear on this Site. You may choose to speak with one or more of these Partners/affiliates/ third-party service providers to determine what your actual terms and savings may be. Only a lender can provide you with a formal application for credit, your inquiry form here is merely an expression of interest and/or intent to obtain credit or assistance from a third party lender. You must discuss your actual credit situation and fill out the lender’s required documents prior to obtaining an extension of credit. Any inquiry herein for debt relief services, is merely intent to obtain debt relief services or assistance from a third-party service provider, and you understand that you will be required to enter into an agreement with the service provider directly. Network lenders and/or service providers may not have the best or the lowest rates of service so you are encouraged to continue to shop and compare additional lenders, credit unions, local financial institutions, debt settlement services, debt relief services, or other professional and financial services, etc. to ensure you are truly getting your best deal for your situation.
You should contact your legal and tax professional or other financial advisor to determine what may be the best solution for your financial or legal situation. You should ask the service provider with whom you are matched about all terms, rates, fees and costs associated with each product and if you will realize a net benefit from the same. All initial estimated savings is based on industry statistics and general information of past experience received from third party service providers. All Points Financial does not have that information and cannot guarantee potential savings, results, or that the service you are referred to, and/or chose to enroll with, will fit your financial situation. Lenders/Brokers/Dealers/Partners/service providers that perform the actual underwriting will have to determine if you meet their underwriting criteria which is unknown to All Points Financial at the time of matching/offer/quote/service delivery. All amounts are estimates and examples only and do not represent an actual offer.
All Points Financial is marketing and referral website. All Points Financial provide businesses and consumers with various debt relief product referrals. The offers that you are matched up with are from third party service providers, which may include debt management companies, debt settlement companies, other debt relief providers, and/or attorneys/law firms that we may have a referral relationship with and from whom we receive compensation for said referrals. While we review your situation and match you with potential service providers we believe may fit your financial situation, we highly recommend that you shop around and compare services and costs with other companies and perform your own due diligence, especially since businesses and consumers’ experiences with service companies can change over time, and different businesses and/or consumers may require different approach to address their situation.
While we do not charge fees to the consumers and businesses for our financial information intake and review or the referral introduction which we make, we may be compensated for certain marketing and referral services such as the following:
All Points Financial is not a law firm, we are not attorneys, and we don’t provide legal advice. All Points Financial is a financial marketing and referral website which provide marketing and referral services for various debt relief services to U.S. based businesses and U.S. based consumers. As always, we encourage you to do your homework and check out various service providers and companies before you choose to contact with them. If you are already working with an attorney, we urge you to ask them your questions. After all, they will be familiar with your situation and the applicable laws in your state.
We hope that you find All Points Financial helpful in your efforts to get a fresh start.
Business loan offers that appear on this site are from companies or affiliates from which All Points Financial may receive compensation. This compensation may impact how and where products appear on this Site (including for example, the order in which they appear or whether a lender is “featured” on the site). All Points Financial does not include all Business loan companies or all types of offers available in the marketplace, and you may find more fitting or better offers elsewhere.
Business loans are those loans that are for commercial purpose and use. You understand that the provider may require you to agree that your request for a business loan with a loan provider will be used for commercial purpose only and not for any personal, family or household purposes. All Points Financial does not have any control regarding your application process and/or the requirements your business loan provider may seek from you as part of your loan application.
Most of our Business Funding Partners or affiliates, do not require collateral for business loans; however, please note that it is possible that the lender may require such collateral depending on your loan needs and if the underwriting requirements dictate the same. Traditional bank and SBA loans generally are known for having collateral requirements.
You should consider all options that may be presented to you and explore other business loan options out there to ensure you select the best fitting product for your needs. There is no one-size fits all business loan. Rather there are several types that will likely be offered and or discussed with you upon completing your request. Business Funding Partners determine the underwriting criteria necessary for approval, you should review each Partner’s terms and conditions to determine which business funding option works for your business’s financial situation. All reasonable efforts are made to provide and maintain accurate information. However, All Points Financial does not control or warrant the information it receives from its Business Funding Partners, and is not liable for any inaccurate or incomplete information presented on behalf of the Business Funding Partners on this Site. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each Partner’s discretion. There is never a guarantee your business will be approved for credit or that upon approval your business will qualify for the advertised rates, fees, or terms shown. Lender terms and conditions will apply and all products may not be available in all states. You should discuss all your options and ask the loan representative for details regarding the availability or terms of loans in your state.
